Wage Subsidy Calculator and Cash Flow Forecaster

This calculator helps you clearly understand the COVID-19 wage subsidies and is critical to gaining insight into your cash position over the coming weeks/months. Start by entering your business name below. Next, click on the blue button in the Step 1 box to load your staff and their weekly pay details.

About this calculator - Terms and Conditions of Use

Enter your business name :

Step 1 - Staff Wages

Your Staff			Targets		Subsidy Information				Top Ups Required		Results
Staff member	Normal weekly pay (gross)	Normal weekly hours	Target % of normal weekly pay	Target weekly pay	Request subsidy?	Subsidy granted	Subsidy you must pay staff	Subsidy leftover (goes to pool)	Top up from subsidy pool	Top up from business reserves	Total weekly pay	% of normal weekly pay	Remove
Add staff member													Totals

The total amount of weekly wage top ups your business needs to pay :

You have a wage surplus due to the undistributed wage subsidies pool :

NOTE: The government legislation does not currently specify whether the surplus subsidy needs to be refunded to them immediately or if it can go into your company's reserves where it can be used to help your staff members once the 12 weeks runs out. Until the government clarifies this, we advise that you set aside surplus subsidies in a separate bank account and do not factor this into your cash flow forecast.

Step 2 - Business Outgoings, Income, Reserves

Wages	The total amount of weekly wage top-ups your business pays (calculated from Step 1)	$

Wage Surplus	Your total weekly wage surplus (calculated from Step 1)	$
Outgoings	Enter the weekly outgoings your business is expected to pay (excluding wages)	(ex GST) $
Income	Enter the weekly income your business is expected to receive	(ex GST) $
Weekly loss

Weekly surplus
Reserves	Enter the total amount of cash reserves available to support your business	$

Your weekly loss is $0.00 and your business can operate for unlimited weeks

Your weekly surplus is $0.00 and your business can operate indefinitely

Step 2 - Overheads (money going out each week)

Your overheads

Enter the total overheads amount that your business needs to pay (excluding wages)

Enter values excluding GST

Overheads	Overhead amount	Payment frequency	Weekly amount	Remove
Add overhead		Total :

Step 3 - Income (money coming in each week)

Your income

Enter the total income that your business is expected to receive

Enter values excluding GST

Income	Income amount	Income frequency	Weekly amount	Remove
Add income		Total :

Step 4 - Reserves (money available to you)

Your reserves

This is the value of the available cash reserves you can use to support your business

Reserve			Reserve amount	Remove
Add reserve		Sub total :

Your liabilities

This is the value of "immediate" liabilities that will erode your available cash reserves

Money you currently owe

Liability			Liability amount	Remove
Add liability		Sub total :

Total :

Final outcome

Weekly - Staff wages	Calculated in step 1

Weekly - Wage surplus	Calculated in step 1
Weekly - Overheads	Calculated in step 2
Weekly - Income	Calculated in step 3
Weekly loss

Weekly surplus
Reserves	Calculated in step 4
Liabilities	Calculated in step 5
Reserves	Calculated in step 4

Your weekly loss is $0.00 and your business can operate for unlimited weeks

Your weekly surplus is $0.00 and your business can operate indefinitely

Type a Staff Member to add to your list

Name :
	Add Staff Member

Select an Overhead to add to your list

Type an Overhead to add to your list

Overhead :
	Add Overhead

Select an Income to add to your list

Type an Income to add to your list

Income :
	Add Income

Select a Reserve to add to your list

Type a Reserve to add to your list

Reserve :
	Add Reserve

Select a Liability to add to your list

Type a Liability to add to your list

Liability :
	Add Liability